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LAKESIDECAPITAL PRODUCTS

FINANCIAL RESOURCES

Contract Review

Term Loans

Term business loans are the standard and most common type of business financing with a maturity date (usually between 1-25 years). The loan is repaid on a set schedule (usually monthly, but can be weekly) until the principal is repaid plus interest. Term loan interest rates are usually determined using an APR but may use a factor rate...

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Line of Credit

A business line-of-credit is a type of flexible pre-approved commercial financing in which a maximum loan balance is set by a bank or lender in which the borrower can draw on the funds whenever they wish. A line-of-credit can range in sizes from $5,000 for very small businesses to well over $5,000,000 for mid-size companies...

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Merchant Cash Advance

Merchant cash advances are not loans but instead a business-to-business transaction that involves the selling of a company’s future credit card sales or a portion of the company’s bank deposits to a commercial lender in exchange for an upfront lump sum of funding at a discount. Loan sizes range anywhere from $5,000 up to $2,000,000...

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Invoice Financing

Invoice financing is a business-to-business transaction that provides a company the ability to leverage unpaid 30, 60 and 90-day invoices to obtain specialized short-term business financing before your customer actually pays the invoice. With invoice financing (often called other terms like “factoring”, “invoice factoring”, “accounts... 

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Equipment  Financing

Equipment financing relates to any and all forms of financing businesses use to obtain commercial equipment. Types of equipment financing include equipment loans, equipment leasing, and equipment sale-leaseback. Each equipment financing option varies in credit and capital requirements, the structure of the financing ...

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Asset-based Loans

Asset-based business lending (ABL) is a type of commercial financing in which funds are provided after they are secured with assets on a company’s balance sheet. Such asset-based loan collateral may be account receivable, commercial receivable, commercial real estate, equipment or other business assets. Asset-based lending... 

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